Calculator

Hurricane Impact Window Cost Calculator

Price impact-rated windows by opening count and size, and see the insurance-credit offset.

Verified August 2026

Price it for my market

Select a state to re-price the estimate with local labor and material costs.

Number of openings

Typical window size

Rating

Permit fee($)

Estimated annual insurance credit($)

Estimated total cost

$16,808 – $23,875

Cost per opening: $1,100 – $1,563
Insurance-credit payback: 21.2 years
10-year net cost: $10,100

Estimates only. Local pricing, site conditions and code requirements change the real number.

The formula

Cost = openings x size cost x rating multiplier + permit − annual insurance credit

Impact glass is priced per united inch. Large-missile Level D rating is required in high-velocity hurricane zones and costs more than the standard impact rating used elsewhere.

Worked example

Fifteen medium impact windows typically run $18,000 to $26,000 installed, often offsetting $600 to $1,400 a year in wind-mitigation insurance credits.

Frequently asked questions

How much do impact windows cost?

Impact windows generally run $900 to $2,600 per opening installed in 2026, roughly double a standard vinyl replacement window.

Do impact windows lower insurance?

In coastal states, documented opening protection commonly earns a wind-mitigation credit. Get the wind-mitigation inspection form filed after installation to claim it.

Price this job in your state

Same tool, re-priced with local labor, material and permit-fee indexes.

Impact Window Cost Calculator — Alabama-10% vs national Impact Window Cost Calculator — Alaska+34% vs national Impact Window Cost Calculator — Arizona+0% vs national Impact Window Cost Calculator — Arkansas-13% vs national Impact Window Cost Calculator — California+31% vs national Impact Window Cost Calculator — Colorado+8% vs national Impact Window Cost Calculator — Connecticut+19% vs national Impact Window Cost Calculator — Delaware+5% vs national Impact Window Cost Calculator — Florida+4% vs national Impact Window Cost Calculator — Georgia-6% vs national Impact Window Cost Calculator — Hawaii+62% vs national Impact Window Cost Calculator — Idaho-4% vs national Impact Window Cost Calculator — Illinois+9% vs national Impact Window Cost Calculator — Indiana-8% vs national Impact Window Cost Calculator — Iowa-10% vs national Impact Window Cost Calculator — Kansas-12% vs national Impact Window Cost Calculator — Kentucky-11% vs national Impact Window Cost Calculator — Louisiana-5% vs national Impact Window Cost Calculator — Maine+6% vs national Impact Window Cost Calculator — Maryland+12% vs national Impact Window Cost Calculator — Massachusetts+26% vs national Impact Window Cost Calculator — Michigan-3% vs national Impact Window Cost Calculator — Minnesota+5% vs national Impact Window Cost Calculator — Mississippi-15% vs national Impact Window Cost Calculator — Missouri-10% vs national Impact Window Cost Calculator — Montana+0% vs national Impact Window Cost Calculator — Nebraska-11% vs national Impact Window Cost Calculator — Nevada+6% vs national Impact Window Cost Calculator — New Hampshire+10% vs national Impact Window Cost Calculator — New Jersey+21% vs national Impact Window Cost Calculator — New Mexico-6% vs national Impact Window Cost Calculator — New York+28% vs national Impact Window Cost Calculator — North Carolina-7% vs national Impact Window Cost Calculator — North Dakota-2% vs national Impact Window Cost Calculator — Ohio-7% vs national Impact Window Cost Calculator — Oklahoma-13% vs national Impact Window Cost Calculator — Oregon+14% vs national Impact Window Cost Calculator — Pennsylvania+5% vs national Impact Window Cost Calculator — Rhode Island+17% vs national Impact Window Cost Calculator — South Carolina-8% vs national Impact Window Cost Calculator — South Dakota-10% vs national Impact Window Cost Calculator — Tennessee-10% vs national Impact Window Cost Calculator — Texas-5% vs national Impact Window Cost Calculator — Utah-3% vs national Impact Window Cost Calculator — Vermont+8% vs national Impact Window Cost Calculator — Virginia+3% vs national Impact Window Cost Calculator — Washington+16% vs national Impact Window Cost Calculator — West Virginia-12% vs national Impact Window Cost Calculator — Wisconsin-2% vs national Impact Window Cost Calculator — Wyoming-2% vs national

Sources

Sources & verification

Last verified August 2026. Cost figures are modeled estimates based on national baselines adjusted for local labor and material pricing — they are not quotes. Permit rules change; confirm with the building department before starting work.