Cost engine

How much does heat pump replacement cost?

National price ranges for heat pump replacement, the unit pricing contractors quote from, and what the same job costs across local markets.

Model reviewed August 2026

Heat Pump Replacement cost

$6,500 – $22,000

Most homeowners pay around $12,400 for heat pump replacement, or $2,400–$5,200 per ton of cooling capacity. Permit fees add $75–$400.

Estimate your job

Run your own numbers before scrolling — the same engine behind the ranges below.

Select a state to re-price the estimate with local labor and material costs.

Net cost after credit

$6,895 – $9,794

Installed, minus the federal 25C credit

Installed cost before credit
$9,835
Federal tax credit
$2,000
Simple payback
8.7 years
20-year net saving
$10,165

Estimates only. Local pricing, site conditions and code requirements change the real number.

What homeowners reported paying

Invoice amounts submitted by homeowners nationwide, shown beside the model.

Price breakdown

Budget scope$6,500
Typical project$12,400
Premium / complex$22,000
per ton of cooling capacity$2,400 – $5,200
Permit fees$75 – $400
Timeline1-2 days of work, 1-3 weeks including permitting and inspection

What drives the price

  • System capacity in tons and the efficiency rating selected
  • Whether the indoor air handler or coil is replaced with the outdoor unit
  • Cold-climate (variable speed) versus single-stage equipment
  • Electrical service, disconnect and circuit upgrades
  • Duct condition, line-set replacement and pad or bracket work

Cost by state

The same scope priced through each state's labor, material and code load.

Most expensive states

Hawaii$20,400California$17,500Alaska$16,800New York$16,600Massachusetts$16,200District of Columbia$16,000

Least expensive states

Mississippi$10,800Oklahoma$11,000Arkansas$11,000West Virginia$11,100Kansas$11,100Nebraska$11,200

Heat Pump Replacement runs about 89% more in Hawaii than in Mississippi for an identical scope — almost entirely a labor and code-load difference.

Heat Pump cost in Hawaii$10,700 – $36,300 · +65%Heat Pump cost in California$9,200 – $31,000 · +41%Heat Pump cost in Alaska$8,800 – $29,800 · +35%Heat Pump cost in New York$8,700 – $29,500 · +34%Heat Pump cost in Massachusetts$8,500 – $28,800 · +31%Heat Pump cost in District of Columbia$8,400 – $28,500 · +29%Heat Pump cost in New Jersey$8,300 – $28,000 · +27%Heat Pump cost in Connecticut$8,000 – $27,100 · +23%Heat Pump cost in Rhode Island$7,800 – $26,500 · +21%Heat Pump cost in Washington$7,800 – $26,400 · +20%Heat Pump cost in Oregon$7,700 – $26,100 · +19%Heat Pump cost in Maryland$7,500 – $25,500 · +16%Heat Pump cost in Illinois$7,400 – $24,900 · +13%Heat Pump cost in New Hampshire$7,200 – $24,400 · +11%Heat Pump cost in Colorado$7,200 – $24,300 · +10%Heat Pump cost in Florida$7,100 – $24,100 · +9%Heat Pump cost in Nevada$7,100 – $23,900 · +9%Heat Pump cost in Pennsylvania$7,000 – $23,700 · +8%Heat Pump cost in Vermont$7,000 – $23,700 · +8%Heat Pump cost in Delaware$6,900 – $23,500 · +7%Heat Pump cost in Maine$7,000 – $23,500 · +7%Heat Pump cost in Minnesota$6,900 – $23,500 · +7%Heat Pump cost in Virginia$6,900 – $23,300 · +6%Heat Pump cost in Arizona$6,700 – $22,500 · +2%Heat Pump cost in Montana$6,600 – $22,300 · +1%Heat Pump cost in Wisconsin$6,500 – $22,000 · 0%Heat Pump cost in Michigan$6,400 – $21,800 · -1%Heat Pump cost in Utah$6,400 – $21,800 · -1%Heat Pump cost in North Dakota$6,400 – $21,700 · -2%Heat Pump cost in Wyoming$6,400 – $21,600 · -2%Heat Pump cost in Idaho$6,300 – $21,500 · -2%Heat Pump cost in Louisiana$6,400 – $21,500 · -2%Heat Pump cost in Texas$6,400 – $21,500 · -2%Heat Pump cost in Georgia$6,300 – $21,200 · -4%Heat Pump cost in New Mexico$6,200 – $21,100 · -4%Heat Pump cost in North Carolina$6,200 – $21,000 · -5%Heat Pump cost in Ohio$6,200 – $20,900 · -5%Heat Pump cost in South Carolina$6,100 – $20,800 · -6%Heat Pump cost in Indiana$6,100 – $20,600 · -6%Heat Pump cost in Alabama$6,000 – $20,200 · -8%Heat Pump cost in Missouri$6,000 – $20,200 · -8%Heat Pump cost in Tennessee$6,000 – $20,200 · -8%Heat Pump cost in Iowa$5,900 – $20,100 · -9%Heat Pump cost in Kentucky$5,900 – $20,000 · -9%Heat Pump cost in South Dakota$5,900 – $20,000 · -9%Heat Pump cost in Nebraska$5,900 – $19,900 · -9%Heat Pump cost in Kansas$5,800 – $19,700 · -10%Heat Pump cost in West Virginia$5,800 – $19,700 · -11%Heat Pump cost in Arkansas$5,800 – $19,500 · -11%Heat Pump cost in Oklahoma$5,800 – $19,500 · -11%Heat Pump cost in Mississippi$5,600 – $19,100 · -13%

State benchmark table

Low, typical and high heat pump replacement pricing in every state, from the same model as the ranges above.

StateLowTypicalHighvs US
Hawaii$10,700$20,400$36,300+65%
California$9,200$17,500$31,000+41%
Alaska$8,800$16,800$29,800+35%
New York$8,700$16,600$29,500+34%
Massachusetts$8,500$16,200$28,800+31%
District of Columbia$8,400$16,000$28,500+29%
New Jersey$8,300$15,800$28,000+27%
Connecticut$8,000$15,300$27,100+23%
Rhode Island$7,800$15,000$26,500+21%
Washington$7,800$14,900$26,400+20%
Oregon$7,700$14,700$26,100+19%
Maryland$7,500$14,400$25,500+16%
Illinois$7,400$14,000$24,900+13%
New Hampshire$7,200$13,800$24,400+11%
Colorado$7,200$13,700$24,300+10%
Florida$7,100$13,600$24,100+9%
Nevada$7,100$13,500$23,900+9%
Pennsylvania$7,000$13,400$23,700+8%
Vermont$7,000$13,400$23,700+8%
Delaware$6,900$13,300$23,500+7%
Maine$7,000$13,300$23,500+7%
Minnesota$6,900$13,300$23,500+7%
Virginia$6,900$13,100$23,300+6%
Arizona$6,700$12,700$22,500+2%
Montana$6,600$12,600$22,300+1%
Wisconsin$6,500$12,400$22,0000%
Michigan$6,400$12,300$21,800-1%
Utah$6,400$12,300$21,800-1%
North Dakota$6,400$12,200$21,700-2%
Wyoming$6,400$12,200$21,600-2%
Idaho$6,300$12,100$21,500-2%
Louisiana$6,400$12,100$21,500-2%
Texas$6,400$12,100$21,500-2%
Georgia$6,300$11,900$21,200-4%
New Mexico$6,200$11,900$21,100-4%
North Carolina$6,200$11,800$21,000-5%
Ohio$6,200$11,800$20,900-5%
South Carolina$6,100$11,700$20,800-6%
Indiana$6,100$11,600$20,600-6%
Alabama$6,000$11,400$20,200-8%
Missouri$6,000$11,400$20,200-8%
Tennessee$6,000$11,400$20,200-8%
Iowa$5,900$11,300$20,100-9%
Kentucky$5,900$11,300$20,000-9%
South Dakota$5,900$11,300$20,000-9%
Nebraska$5,900$11,200$19,900-9%
Kansas$5,800$11,100$19,700-10%
West Virginia$5,800$11,100$19,700-11%
Arkansas$5,800$11,000$19,500-11%
Oklahoma$5,800$11,000$19,500-11%
Mississippi$5,600$10,800$19,100-13%

Cost by city

Same scope, adjusted for local labor, material and permit pricing. Each city also has a permit page.

Frequently asked questions

Is a permit required to replace a heat pump?

Nearly every building department treats equipment changeout as permitted mechanical work, and most also require an electrical permit when the disconnect or circuit changes. Confirm the requirement with the local authority before the equipment is ordered.

Should the indoor unit be replaced at the same time?

Manufacturers rate efficiency for matched pairs. Reusing an old indoor coil usually voids the rated performance and often the warranty, which is why most quotes replace both parts of the system together.

Do I need a permit for heat pump replacement?

In most jurisdictions this work is permitted and inspected. Requirements are set locally, so confirm the current application and inspection checklist with your building department before work starts.

How long does heat pump replacement take?

1-2 days of work, 1-3 weeks including permitting and inspection. Permit review and inspection scheduling are usually the largest source of variation.

What changes the price the most?

The largest cost drivers are system capacity in tons and the efficiency rating selected; whether the indoor air handler or coil is replaced with the outdoor unit; cold-climate (variable speed) versus single-stage equipment.

Sources

Sources & verification

Model vintage August 2026. The links above are the issuing agencies' own pages — we publish them so you can confirm the current rule yourself, not as evidence that each fact on this page was re-checked with them today. Cost figures are modeled estimates based on national baselines adjusted for local labor and material pricing, not quotes. Permit rules change; confirm with the building department before starting work.