Decision guide

Repair or Replace Your Roof?

Repair when the damage is localized, the roof is under about 70% of its expected life and the deck is sound. Replace when leaks are recurring across multiple slopes, the roof is past 75% of its life, or repair quotes exceed roughly 30% of replacement cost.

Verified August 2026

Typical repair cost

$400–$2,200

Typical replacement cost

$16,400

$9,500–$32,000 range

Expected service life

18–30 years

Should I repair or replace my roof?

Replace once repairs pass ~30% of replacement cost, or the roof is past 75% of its rated life.

Repair when the damage is localized, the roof is under about 70% of its expected life and the deck is sound. Replace when leaks are recurring across multiple slopes, the roof is past 75% of its life, or repair quotes exceed roughly 30% of replacement cost.

Decision table

Match your situation to the closest row.

SituationVerdictWhy
Single storm-damaged slope, roof under 10 years oldRepairMaterial still matches and the remaining life justifies a targeted repair.
Leaks at multiple penetrations, roof 15+ years oldReplaceFlashing failures cluster once the system ages; sequential repairs rarely stop.
Granule loss over one plane onlyDependsSun exposure can age one slope early — verify the rest with an inspection.
Soft or delaminated deckingReplaceDeck repair requires tear-off anyway, so repair savings vanish.
Insurance-covered hail damageReplaceCarriers frequently fund full replacement when test squares fail.

Repair when

  • Damage is confined to under about 100 sq ft
  • Roof age is under 70% of its rated life
  • Matching material is still available
  • No decking damage found

Replace when

  • Two or more leaks in a season
  • Widespread granule loss or curling
  • Deck repairs required
  • You are selling within a year and the roof is uninsurable

What replacement costs

National typical cost$16,400
Typical range$9,500–$32,000
Unit cost$5.5–$14 per sq ft of roof area
Typical timeline1-3 days of work, 2-6 weeks including permitting and inspections

See roof replacement cost in your market