Septic System Replacement cost in Memphis, TN

Memphis, TN · updated August 2026

$12,300

Typical local cost

$6,800 – $25,500

Typical range

per system replaced
$6,850 – $25,550

Installed, local pricing

Permit
Yes

$330 – $1,130 in fees

Typical timeline
3-7 days of work

3-7 days of work, 4-10 weeks including health department review

Memphis runs -9% against the U.S. average · data confidence Medium · modeled estimate, not a quote

Most Memphis homeowners pay around $12,300. The local adjustment for this trade is x0.912 — driven mainly by Shelby County labor rates and 80% exposure to local code requirements.

Cost by project size

Generated from the same unit pricing the calculator uses.

Estimated cost by project size
Project sizeEstimated range
1 system replaced$6,900$25,600
1 system replaced$6,900$25,600
1 system replaced$6,900$25,600
1 system replaced$6,900$25,600
1 system replaced$6,900$25,600

Based on Memphis pricing of $6,850–$25,550 per system replaced.

Where the money goes

Labor
$6,800
52% of median
Materials
$5,500
42% of median
Permit & fees
$730
6% of median

Memphis project costs-9% vs U.S. average

Based on Shelby County labor rates, local material logistics and permit-fee posture for this trade.

What the project looks like start to finish

Typical sequence for this scope. Timing varies with contractor backlog and plan-review queues.

  1. 01

    Planning & quotes

    Scope, material choice, contractor selection

  2. 02

    Permit application

    Filed with City of Memphis building department

  3. 03

    Materials & staging

    Order lead time on non-stock materials

  4. 04

    Installation

    3-7 days of work, 4-10 weeks including health department review

  5. 05

    Inspection

    Soil / site evaluation, Tank set inspection, Drainfield inspection, Final cover inspection

  6. 06

    Closeout

    Final sign-off, warranty and documentation

Memphis labor intelligence

What the trade charges here, and how much of your price it is.

Loaded hourly rate

$80–$104

Plumbing crews in Shelby County · -13% vs U.S. ($105/hr)

Typical crew

3 × 3 days

On-site time for a typical septic job here.

Labor in the price

$6,800

55% of the median — the rest is material, disposal and permit.

Because labor is 55% of this job, Memphis wage levels move the price far more than material prices do. A quote well under this labor figure usually means a smaller crew, a longer schedule, or unlicensed help.

Basis: Hometriva labor model: national plumbing crew rates adjusted by the Shelby County labor factor (x0.870). · BLS Occupational Employment and Wage Statistics, Hometriva methodology

Why Memphis differs from the national average

The local delta, broken into dollars by driver.

Trade labor rates$975Material and delivery$325Code and inspection load$100Permit fees$50
Dollars of the Memphis difference owned by each driver, versus the U.S. median for septic system replacement.
  • Trade labor rates-$975

    Shelby County crews price 13% below the national average, and labor is 55% of this job.

  • Material and delivery-$325

    Materials are nationally traded, so they move less — but delivery into this market runs 5% under baseline.

  • Code and inspection load+$100

    Septic System Replacement carries 80% exposure to local code requirements, and this jurisdiction's review load indexes at x1.01.

  • Permit fees-$50

    Fees are paid to the jurisdiction, not the contractor, and are budgeted separately from the contract price.

Basis: Decomposition of the modeled Memphis median against the U.S. median for this scope. · City of Memphis building department, Hometriva methodology

Memphis vs Tennessee vs the U.S.

Memphis$6,800$25,500Tennessee average$6,800$25,500U.S. average$7,500$28,000
Modeled ranges for septic system replacement. The tick marks the median in each geography.

Change the inputs, see your number

The same local model, run against your job instead of the average one.

Simulated septic system replacement in Memphis

$13,030

Likely range $7,530$26,230

Simulated from the same local model as the numbers above — it changes the inputs, not the pricing method.

What makes the number move

  • Tank size based on bedroom count
  • Conventional versus mound or performance-based system
  • Soil conditions and water table depth
  • Lot access for equipment
  • Abandonment of the old tank

Who issues each permit

Tracked per discipline — the building permit issuer is not always the body that reviews electrical, plumbing, zoning or fire.

Permitting authority by discipline
DisciplineIssuing authority
buildingCity of Memphis building departmentModeled estimate
electricalCity of Memphis building departmentModeled estimate
mechanicalCity of Memphis building departmentModeled estimate
plumbingCity of Memphis building departmentModeled estimate
zoningCity of Memphis building departmentModeled estimate
fireCity of Memphis building departmentModeled estimate

Permit requirement in Memphis

Yes — a permit is required for septic system replacement in Memphis, TN. The work must be inspected before it can be closed out, and a licensed contractor generally has to pull the permit.

Permitting authority
City of Memphis building departmentModeled estimate
Permit fee
Estimated allowance $330$1,130Modeled from comparable fee schedules — not an official quoted fee.

Inspections

  1. Soil / site evaluation
  2. Tank set inspection
  3. Drainfield inspection
  4. Final cover inspection
Full Memphis permit guide for septic system replacement

Local conditions that change this job

Only the exposures that materially affect septic system replacement.

Flood zone exposure

Moderate42/100

Annual rainfall

High66/100

Among the lowest labor rates of any large metro, with high humidity driving HVAC and moisture-control work.

Nearby market comparison

MarketLocal factorMedianPer system replaced
Memphis (this page)x0.912$12,300$6,850$25,550
Nashvillex1.042$14,100$7,800$29,200
Little Rockx0.898$12,100$6,750$25,150
Birminghamx0.912$12,300$6,850$25,550

What Memphis homeowners actually paid

Real reported invoices from this market, aggregated. Add yours — it takes 20 seconds and no personal details.

No name, email or address is collected. Reports are reviewed before they count.

Quotes homeowners were given in Memphis

Quotes run ahead of final invoices. Reporting yours shows the local spread and where there is room to negotiate.

No name, email or address is collected.

How Hometriva estimates Memphis septic costs

Hometriva does not publish invented city prices. The Memphis estimate for septic system replacement is produced by this chain, and every input is stored separately:

  1. National baseline$13,500

    Typical U.S. cost for septic system replacement on a single-family home.

  2. Local labor factorx0.870

    Memphis-area trade labor rates, weighted at 55% of this job.

  3. Material factorx0.947

    Material and delivery pricing into Shelby County, weighted at 45%.

  4. Regulatory factorx1.010

    Local code, product-approval and inspection load, applied at 80% for this project type.

  5. Applied multiplierx0.912

    Blended Memphis adjustment specific to septic system replacement.

  6. Permit component$330 – $1,130

    Budgeted separately from the contract price because it is paid to the jurisdiction.

Because labor, material and regulatory factors are weighted per project, septic system replacement in Memphis carries a different local adjustment than other trades in the same market.

Reviewed by

Hometriva Cost Data Desk

Maintains the unit-cost baselines, local adjustment factors and material pricing. Reviewed for septic system replacement pricing in Memphis, TN.

  • National unit-cost baselines against current trade pricing
  • Local labor and materials factors for the market
  • Material installed-cost ranges and service life

Last reviewed August 2026 · Editorial standards · Report an error

Frequently asked questions

Who issues septic permits in Florida?

Onsite sewage treatment system permits in Florida are issued through the county health department under the Florida Department of Health, not the local building department.

Sources

Sources & verification

Last verified August 2026. Cost figures are modeled estimates based on national baselines adjusted for local labor and material pricing — they are not quotes. Permit rules change; confirm with the building department before starting work.

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